You're quite right except for the 'reliability' part. Speaking from the experience of working for multiple manufacturers of power amplifiers of all classes over the years (including my own experience over decades), I can confidently say that reliability has if anything gotten worse, regardless of amplifier class. On the low end, the main problem is simply the problem of trying to make an amplifier for the cheapest possible cost. Of course ultimate reliability suffers as a result, and to be honest, the expectation of today's typical customer is that things don't last long.
With higher quality amplifiers, plain old class A/B is still more reliable long-term than class D. Not only are the electronic components in class D modules working under more demanding margins, but there's the fact that class D modules pretty much universally cannot be repaired; a typical high quality class A/B amplifier can readily and easily be repaired, and the components to do so are more likely to be available 10, 20 or more years down the road.
Beyond that, the otherwise ancient vacuum tube technology is more reliable still than typical solid state in amplifiers or any other type of HiFi component. Absent outright abuse, a high quality vacuum tube amplifier can be expected to last half a century or more, with the tubes themselves being the only maintenance item. Although I will point out that I've purchased many tube power amplifiers manufactured even as far back as the 1950s which still have their original tubes, and the amplifier performs to spec.
It could be said that today's class D amplifiers are so inexpensive that 'reliability' doesn't really matter, and to some extent that would be true, except for the fact that purchasing something which is going to be ending up in the landfill after a relatively short time, and the pollution of having to manufacture something to take its place, makes the 'conservation' argument pretty much a moot point. But that's a problem with our broader society and the state of consumer electronics - ever see the videos of literal mountains of discarded electronics being bulldozed by (diesel polluting) tractors?
I've thought long and hard about replacing my perfectly serviceable Class AB amplifiers with Class D, and have concluded that firstly, buying new amplifiers is only valid if my existing amplifiers get sold and used, as if they're scrapped, they'll just contribute to the waste mountain. Secondly, my amplifiers are now some 10 years old, and expect them to go on another 20 as anything that requires replacing, like power supply capacitors, can be done easily. I'm not sure that the same applies to Class D amps, especially if the fault is semiconductors which I can easily replace in my current amps, more difficult in something entirely SMT.
Finally, as to power consumption, my amps draw around 20 watts from the mains whether operating at normal listening levels, or at idle. A Class D amp would draw less at idle, but only a little less operating, so how much energy would be saved over the lifetime of the amps is debatable. Every little helps, I accept, but compared with the energy needed to make them in the first place, I'm not sure the numbers come out right.
As to McIntosh amps, I don't know how their current amps are made, but as their 20 or more year old SS amps are still functioning and repairable, it doesn't look to me as if they are such a bad thing. I exclude all valved amplifiers, as they are unnecessarily profligate on power (just the heaters consume more than my power amps do when working) and Class A amps as being similarly pointless, but whether Class AB or Class D, keep what you have.
Having said that, should I have to replace my amps as being beyond economic repair (or even possible repair) then certainly I would replace them with Class D as any modern AB amps are just as likely to use SMT, and quite likely be unrepairable.
S.