When I started this thread more than 3 years ago, I thought of myself as one of
Warren Buffett's "average investors", and to date, investing most of my money into low-cost S&P index funds has worked well. Sometimes I worry that I should be doing more to justify the rewards, but the feeling soon passes.
But with feelings of success comes the risk of
lifestyle creep! Lucky for me, I did much of my hifi-related
YOLOing in my earlier years when I was
fearless stupid about buying stuff that I couldn't actually afford on credit.