Sub to main xover frequency adjustment is often found in prosound, live sound, rigs. Main reason being how much bass, and/or SPL is needed..
The higher the xover frequency to the main speaker, the higher the system SPL capability, due to relieving the main speaker of excessive lower frequency excursion.
Same principal applies to home gear, so sub to main xover adjustment is helpful (if properly integrated)
I doubt you will ever find a finished, manufactured speaker, with adjustable xover points above sub to main.
The xover points for those drivers, or rather xover ranges, aren't that wide to begin with, and hopefully the manufacturer optimized them for on and off axis response, as well as driver protection, and maximum linear SPL.
Without good on and off axis measurements, changing xover frequency's of manufactured speakers is most likely a bad idea.
Now if you're into DIY, there's a lot more room to maneuver...if you built that room into the acoustic design.
If anybody cares, lemme know and I'll post a current project that allows considerable room to change xover points, even to the point of being able to skip driver sections.