Same here...
I don't remember, how much I was spending on CD.. I got to close to 3000 CD.. I ripped these to a NAS; this was my most favorite source of music. This NAS was backed-up by another in my office and, yet another NAS one at home and .. Streaming came...
Then I realized that I could not reliably tell the difference between music in 250 Kb/s mp3, even less VBR 250 AAC or ogg-vorbis and started listening through Spotify.. Game changer , more music, more convenience then, I discovered Tidal in lossless , then Apple Music and my collection is gathering digital dusk. It is on a 2 HDD...
Paying about $20/month is IMO, worth it fore the virtually infinite libraries of music at my disposal via Apple and Spotify. I sometimes, am concerned about the streaming companies raising their prices... I find myself inching closer to $75.oo/month for movies subscription with Netflix, Disney, Amazon,etc.
Still, music streaming has been a game-changer and a source of enjoyment for me.
Peace.