You might want to read up a little more. The Institute of Electrical and Electronics Engineers is not in the business of recommending snake oil:
"One of the main functions of the service entrance SPD is to reduce the surge current reaching any downstream protectors (see requirement 2 under Section “2.2 Surge Protective Device Ratings” on page 15 of this Guide). For this use, the surge limiting voltage is not critical. But for requirement 1 (in Section 2.2), protection of hard-wired equipment, a low let-through voltage might be important. Selection of a service entrance protector may require a compromise between emphasizing a lower limiting voltage rating (best protection for the hard-wired appliances) versus choosing a higher voltage rating SPD that may be less vulnerable to temporary AC overvoltages.
Two-stage protection, where an upstream SPD takes the major surge current and a downstream SPD protects the equipment, is the best protection for equipment. Unless the downstream SPD is very close to the upstream SPD, the surge limiting voltage of the upstream device will have little impact on the final voltage seen by the load after the second SPD has limited the surge remaining from the first SPD.
As stated above, the service entrance SPD has the primary job of intercepting large incoming surges and disposing of them into the building ground. However, some of the surge will be conducted downstream to the appliances in the building, and to other SPDs, either hard-wired or plug-in protectors."
http://lightningsafety.com/nlsi_lhm/IEEE_Guide.pdf
Panel based surge protectors have a high let-through voltage. And you also need the second surge protector to be at least 30ft downstream to allow for resistance to reduce the surge energy that reaches the 2nd surge protector.
There's a reason 6000V3000A was chosen for UL1449. It's the worst case scenario for anything other than a direct lightning strike. Of course if you get a direct hit, nothing will save you outside of a serious protection system with lots of air terminals around your roof. Even then, you're still probably fucked.
As I have to keep saying over and over, you should use both whole house and point-of-use surge protectors.