How much you will notice is hard to say, but basically XT hardly does any useful EQ for the speakers. It does some limited useful EQ to the subwoofer but it's still lacking compared to XT32. I have audible peaks at 20hz and 27hz that my XT can't really fix because it doesn't have the horsepower, and supposedly XT32 should be able to deal with them (I expect them to not be too narrow for XT32, but I don't have an XT32 receiver to test). Peaks at the speaker bass, as shown here, are also not EQed at all on my system. Only the overall bass level is leveled according to the target curve. Only the mid-bass gets some extremely minimal EQ, and the high frequencies get some not useful EQ that is best left disabled.
If you don't really care about having an EQ system that actually EQs peaks in your bass response, then XT will be good enough... Again, you'll almost definitely benefit from XT32, but nobody can predict how significant of a difference it'll be for you.
If you don't really care about having an EQ system that actually EQs peaks in your bass response, then XT will be good enough... Again, you'll almost definitely benefit from XT32, but nobody can predict how significant of a difference it'll be for you.