Trying to visualize this, let's say we have the following scenario:
- audio source that has a leaky charger
- there is zero voltage between hot and return on the output of the source
- there is unexpected 50V between the hot (and return) on the source and the ground of the monitor
- the XLR cable between the source and the monitor is unplugged
So now I plug the XLR cable into the monitor. On the input we now have:
- ground: monitor's own ground at 0V
- hot: 50V relative to ground
- return: 50V relative to ground
There is one vital ingredient for this to become problematic which is current.
Now, suppose there is 50V and this is current limited to 10A and is opposite ground.
You touch this you might feel a little tingle. Not so dangerous.
Now, when you connect a class 1 device current will flow and it will be high (10A current limit), sparks will fly but the voltage on the speakers will be just a few volt.
So will the +/- signal be 0V and the metal chassis of the speaker will also not have a high voltage, so safer to touch than without safety ground. It is why it is called safety ground.
If one were to connect a class-1 device that has the metal chassis connected to signal ground no current will flow but the 50V will be on the metal enclosure of the speaker.
Less safe to touch but no audible ground loop.
You mentioned this scenario is OK saying that "that current would be going directly to safety ground" but it sure looks dangerous to my amateur eyes.
Since you did say it's safe, I suppose these "uneven ground" situations are producing only small currents? So in practice, it would not end up being 50V once I plug it in, but some much smaller voltage trending towards 0V, with currents small enough to not cause trouble for the input circuitry?
Safe to touch is not the same as safe for equipment. In practice the leakage currents will always be there. Transformers, SMPS all have leakage currents but they do differ in amplitude and even spectrum. In general these are very low though. mA territory at worst. But even in 1ohm (ground wire of poor interlink) this could result in mV level hum.
The lower the leakage current (class-2) or balanced + ground the lower the ground loop hum will be.
The fun part of ground wires is that they are low resistance so any ground loop currents flow through that path. That path should be around the electronics (so via ground planes and or chassis and to safety ground if present.
Now, in the Qudelix circumstances (not using the Aliexpress cable) the 50V will flow through the output of the Qudelix (also low R out) through the input of the amp (in the speaker) to ground. That is through the input resistors. Depending on the used circuit (opamp) the inputs may have an extra resistor inside and/or clamping diodes preventing the input voltage to exceed that (+ 0.something volt).
Here's the thing. We do not know what punishment the inputs can handle but professional gear usually can take a beating. Again, not all of them.
In class 2 there is no damage to the gear because the leakage currents are low. In class 1 it depends on the design.
For safety of humans (not being able to touch voltages opposite ground) the class 1 is safer than class 2. For the gear itself ... it depends.
I prefer human safety over that of equipment.