I can totally relate to that.My is answer is that I have no idea. I bought my first system in 1957, so you might say that I have invested most of my life in this hobby. (The word "hobby" trivializes the efforts but music and audio have enhanced my life.)
I was brought up in a music loving household but one totally unaware that hifi existed.
We had a "stereo" radiogram with ceramic cartridge and autochanger. The speakers were in the doors and you were supposed to open them out to get them wider apart and facing towards you. My mother thought it looked untidy so I spent a lot of time listening to my favourite music listening to the back of small "full range" drivers.
At least I had started making recordings of my own by then on a mono valve tape recorder, but still listening to the teensy speaker built into it
I didn't discover quality music reproduction, or how expensive it could be, until I left home in 1968 and wanted to play my records.
I have made up for it since.
I have been married to a musician for 46 years and music has been an endless joy. Two of our four children are musicians and all four love music. Only one has a bulky hifi though, they have more space (in Wales) and the others have more important calls on their income here where property is horribly expensive.
OTOH I would still prefer listening to music I love on the Walkman/Wharfedale powered Diamond system I travelled with years ago than the sort of shite (to my taste) they play at hifi shows on mega-expensive kit.