No - those are too expensive for me, and too large for my studio (I compose and record), unfortunately. However, I also have the SCM12 passives, which are very good, but are not in the same league as the 20's. As many here are probably aware, the 11's and 19's are the "non-pro" versions of the 12's and 20's - but I've only heard the 12's and 20's.
The 20's do approach/approximate a 3-way design. Marketing says (you've probably already read this):
"The SCM20SL Passive low-frequency section is a hybrid design incorporating a 150mm bass cone with a grafted 75mm soft dome for mid-range assist. The woofer magnet assembly utilizes ATC's unique "SL" technology to greatly reduce third harmonic distortion and reveal mistakes and details. The tweeters are ATCs new dual suspension high powered tweeters. They do not use ferro fluid for cooling so will last a lifetime. A newly redesigned crossover ensures a smooth transition across all frequencies. All ATC drivers are manufactured in-house to exacting tolerances and are legendary for their many design innovations."
As an aside, in my experience, the 20's are better than the Neumann KH310's, even though they do not dig as deep. There's more vitality and clarity to the sound of the 20's, and they are of higher build quality. In some ways, they approach perfection. From what I've read, the active versions are generally considered to be better than the passives! But that's a lot of money there, and, I'm only relaying the opinions of mixing engineers, not of audiophiles.