I hate layering up! (I almost can't believe that I used to go snow skiing in the Austrian Alps)This comparison doesn't quite add up. In the cold and snow, you can manage things by layering up with more clothes. But when it comes to hurricanes and tornadoes, you're pretty much at the mercy of the elements.
I wouldn't want to live somewhere where I know my home, neighbors, and family face a life-threatening situation every year.
I have spent 17 years of my life where I only needed one wardrobe: shorts, short sleeve shirts (and could technically be barefoot 100% of the time).
When it never goes below 74F (23C) & never over 94F (34), only changes 8 F in a day (if it is 74F in the AM, the peak will be 82F, If it is 90F at 1: PM, it will be 82F at 1:AM).
If you throw an anchor into 100 ft. (approx.. 30 meters) of water, you can see it hit the bottom.
And NEVER need a heater in one's home.
Personally, I have no use for colder. Hotter, I can deal with. I have w0rked in a 158 F place & was OK with that.
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