You all are giving me too much credit. I was not flipping a switch and doing an A/B comparison. I listened using option 1 for a while and eventually ordered the soundcard to see if it would make things better. I installed the soundcard and used option 2 and decided, "This is much better." I then got an optical cable and installed it and listened (always to several of the same songs.) Option 3 sounded different and maybe better than option 2. But I always had to walk to the back of my desk and physically switch a cable. Eventually I ran a USB cable to the speakers and said, "I cannot hear a difference versus the optical cable." So loudness wasn't probably a factor, I had to adjust volume from song to song anyway. Not a lot of science, just my listening pleasure. I'm currently using the USB but I may go back to optical and see if I can detect subtle differences.