OP here! I'm blown away by the fantastic responses, thank you! Hope to have time this weekend to reply to specific comments. Briefly, yes, I know what linear means from an engineering perspective, and the spectrum of comments and opinions here help me feel like maybe I'm not alone in the ambiguity of how the term gets used.
I don't have any fundamental problem discussing about a flat frequency response as "linear" to point out that there aren't big dips or peaks. In fact, I suspect our collective experience with positive/negative interference and Q factor somehow tie to the "feeling" of a linear system.
But yes, clearly, voltage-dependent clipping introduces non-linear responses (e.g. harmonics) at the upper end of the amp or speaker's range (x-max is a decidedly important factor!). It was also well pointed out, while maybe not as obvious, that fixed noise characteristics which don't scale with the input also create non-linearities at the lower end. And maddeningly our non-linear eardrum/sensory system makes even a perfect system (from an SPL level) perceived as a nonlinear one (I will have to learn more about Audyssey Dynamic EQ!). It's interesting how SINAD combines noise and distortion, thanks for that tip!
My comment-question about amps was related to my fairly basic understanding (need to go back to Horowitz & Hill to remind myself...) that the different amplifier topologies have different clipping characteristics/failure modes. IIRC, Class D often have a hard-cutoff, and it will just "clamp" the voltage to the max capable output, whereas A/B fail more "gracefully" where the magnitude of damping increases as voltage/power increase - i.e. rounded off sine waves, vs "flat" tops. As I was getting interested in the field, I wondered how the community talks accurately/quantitatively about these types of differences in this difference of behavior at the limit.
I've also heard conversations like, "this amp sounded particularly great at low volumes" (e.g. compared to competitors), somehow indicating that it was better at reproducing lower frequencies, maybe often tied to having a high power. I've always wondered if this was more about the (non-linear) mechanical properties of the speakers, with some sort of mechanical friction/drag at low speeds that is harder for an underpowered amp to overcome. If this is the case, that would be a big deal for determining a proper setup. Are there analyses of speaker sensitivity or MTF that are performed over a range of voltages/power levels? Not sure if this is snipe hunting, but curious.
In any case, thanks again for so many great thoughts and interactions. What a great group!
David