Is the 3020e phono overload spec acceptable?
It's acceptable, yes. Not mad on the RIAA deviation, you can do a whole lot better than that. But bear in mind, that is a built-in phono stage on a budget integrated amplifier of yesteryear. It's not bad, that's for sure. I've had several 3020, 3020i, 3020es and sold them all. They have a great resale and can often be picked up very cheaply. You can't go wrong at the right price- you'll make money and get to try it.
If I was in the market a really decent phono stage, I'd be tracking down some decent 80s, very early 90s standalone preamplifiers. (Yamaha/Denon/Marantz/Pioneer/Luxman/Rotel/NAD/Accuphase/Sony/Onkyo etc). You get multiple inputs, excellent phono stages, proper tape loops, decent facilities, direct and bypass options along with high quality components, often excellent headphone amplifiers and usually phenomenal line stage buffers.
Your Technics TT has an onboard step up for the MC cartridge, but IIRC, all these listed below have switchable MM/MC front ends.
Yamaha
C2/C2a/
C2x/C60/
C80/
CX600/CX800/
CX1000
Denon
PRA1000/
2000/3000 (forget the PRA-1500, it has a crap phono stage, might be remote and have XLRs, but they seriously skimped on the RIAA stage)
Marantz
SC500 is a nice little unit and very cheap- performs well/ SC6/SC11/
SC8
Pioneer C90/
C90s/
C91
Luxman
C03/C05
Rotel
RC850/
870BX they have a lot of nice preamps that are cheap on the 2nd market, look good and are well made.
NAD
Monitor series preamps/
1130/
1155
Accuphase All of them (I have a
C-11 with a lovely phono stage)
Sony
TAE77es/
TAE77esD (with inbuilt DAC)/
TAE80es/TAE90es
Onkyo
P304/P3060/P3090
The ones in bold I have owned or still own.
If you want a list of integrated amplifiers with spectacular phono stages I can rattle off some models based on my experience/ownership/testing. I reckon there are still bargains to be had if you hunt a bit.