JeeperZCreeperZ!....far better than the nutsos at the top end of things at least....
Please stop calling other people names because only they can decide how to spend their own money, even while asking for financial opinions.
I am really not here to defend those with higher discretionary income than myself (AND you) or how they decide to spend it.
(DSOP$ = DON'T SPEND OTHER PEOPLE's MONEY)
...or call them names, it is not necessary!