Not sure how risk profiling by age, occupation, etc, etc (with completely opaque algorithms) is legal; in light of equality arguments.
It may well be good business sense for the insurance companies. I'm just glad that it is not permitted in most other industries to require customers to complete a several pages questionnaire on their personal characteristics before deciding how much to charge them.With insurance that's only common business sense. Same with young drivers and 500 hp autos. LOL.
In this country, for employment law for example, it is not permitted to ask such questions prior to a job interview; as it could easily result in discrimination.
Also, in the U.K. it certainly does cost more to obtain your motorcycle license than your car license (due to more tests). However, most people pass the car test first, which then reduces the number of lessons needed on the bike (as you don't need to learn the roadsigns or how to use a roundabout again).
Anyway, it is the last I will say on the subject. I'd rather just see some more snaps of other forum members bikes.
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