Totally agree with everything in your post above; my only objection was to your use of the word '
pointless', as if the weakest-link lens constrains all MP sensors to the same image quality. It isn't
pointless if you can get
some benefit from the same lens with more sensor MP.
But I fully agree that matching a better sensor to a better lens is the smartest choice.
However, consider my wife's insistence on an 18-300mm lens, because she hates to change lenses. A higher-res sensor isn't "pointless" for her, because it
will lead to an improvement in image quality. In fact, maybe it's
even more important in her situation, because the lens's limits mean that image quality might be marginal, so any improvement is worthwhile.
cheers