Low budget...wanna keep it simple and to experience stereo audio.
And moreover some experience audiophilic guys told me.
Active speakers such as the JBL LSR305 at time provide a simpler system ..With the JBL LSR 305, a wonderful speaker by the way, you could have a serious system with just your phone to directly drive the output of the speakers. I have done with with my iPad...
If you're phone doesn't have a phone output, you could use a headphones dongle to drive these ..
Google dongle ₹2,149.00
MX EP 3.5 mm Stereo Male to Two 3-Pin Mic XLR Male cable ₹1,299.00
JBL Professional 305PMKII-EU 5-inch 2-Way Powered Studio Monitor (Pair) ₹ 27,000
You will play have music the second you un-box these.
Read the ASR
review Click Here
As for the advice of "experienced audiophiles" ... At ASR there are a large number of audiophiles who happen to be Eminences in the Audio field..
. Their advices tend to be based on measurables.
There are of course passive options, I think they will cost you more than the LSR305... for similar performance.
Welcome to ASR.
peace.