We could stop replying right now and nothing more than what has been said already needs improvements.
Kind of a QED... if not in this thread; then, elsewhere at ASR.
Kind of a QED... if not in this thread; then, elsewhere at ASR.
I see how you did that double-loading thing of the same word!But, most sites survive on the same things being said over and over
I think a purchase should be evaluated in terms of your net worth, not your monthly expenditures.And for perspective, an Ed Sheeran concert ticket for yourself and your significant other is minimum $1k for half way decent seats. And the sound quality of a concert venue is crap, although nobody goes to a concert for good sound, they go for the experience.
A Uber ride to the airport and back costs me $120.
Dry cleaning when I did have to go into the office, was $60/month.
Train ticket when I did have to commute into the city for work was $277/month.
A NYC subway monthly MetroCard is $132/month, again when I did have to go into the city to work.
I spend (used to spend) easily $400/month just to go into work. And that is on top of my $400/month car payment.
So for those of us who are really into this hobby, $600 for a DAC, even $1,500 for a DAC, in the grand scheme of things and in relative to the cost of living, is perfectly acceptable. If we are getting what we want.
Totally agreed, you buy without your means.I think a purchase should be evaluated in terms of your net worth, not your monthly expenditures.
It's not one's cost of living, but what is left over after that cost of living is met.Totally agreed, you buy without your means.
But comparing a $600 DAC to your cost of living gives perspective on how much is too much $600 really is.
I agree, you buy within your means. I was just using cost of living as a gauge of how much something is, regardless if you have left over disposable income or not.It's not one's cost of living, but what is left over after that cost of living is met.
It's a lot easier to get by in Houston than in NYC. I'm from the NY area.I agree, you buy within your means. I was just using cost of living as a gauge of how much something is, regardless if you have left over disposable income or not.
You can never use your cost of living to evaluate the suitability of a purchase because your cost of living is not a fundamental objective measure. It's a subjective choice.Totally agreed, you buy without your means.
But comparing a $600 DAC to your cost of living gives perspective on how much is too much $600 really is.
I don't live in NY anymore, moved to NJ, a bit more affordable. I did work in Houston on two separate occasions totally 1 year in Houston, I can't imagine moving there. . .the heat is way much for me.It's a lot easier to get by in Houston than in NYC. I'm from the NY area.
I agree and I don't. What I observed is that people often times comment on how expensive something is. Is $600 for a DAC too expensive? It depends, and it's relative. Comparing to cost of living, gives you a good perspective if something is too expensive or not. Of course, at the end of the day, you buy within your means, regardless of it's cheap or not.You can never use your cost of living to evaluate the suitability of a purchase because your cost of living is not a fundamental objective measure. It's a subjective choice.
It may be safe at first when your income exceeds your expenditures and you have a positive net worth. But it sneaks up on you. You keep buying more things because they are insignificant to your other expenditures. Next thing you know, the sum total of all expenditures has snowballed into more than you make. Now you're tapping into savings and buying things on credit. You go net negative. Then one day I see you in a homeless camp next to SF city hall asking for change
I agree and I don't. What I observed is that people often times comment on how expensive something is. Is $600 for a DAC too expensive? It depends, and it's relative. Comparing to cost of living, gives you a good perspective if something is too expensive or not. Of course, at the end of the day, you buy within your means, regardless of it's cheap or not.
EDIT: Just came across this video on YouTube:
And how so? It's not a perfect way to gauge how expensive something is, but it's still a way to gauge cost, nevertheless.Your last sentence is correct. The ones before it aren't.
The linking of this video is to show how financially challenged Americans are in general. Not endorsing nor affirming their explanation of why and how.I watched the video. There are some good parts but a lot of it is just useless fill. Some of it is terrible. For example, within the last 30 seconds they say- *twice* - that if you find yourself in a bad financial situation it's not your fault. This is advice from someone that intentionally wants you to fail and/or is completely financially illiterate.
And how so? It's not a perfect way to gauge how expensive something is, but it's still a way to gauge cost, nevertheless.
I think you mistaken, I did not say I am using a product's price relative to cost of living as part of a purchasing decision making process.It's not a valid way to evaluate a purchase because it's relative to your current spending, not your net worth. I don't know any other way to explain it. It may seem like a minor distinction, but a failure to understand this distinction is why many people have financial trouble.
I tried a lot of cheapie IEMs and none of them sounded* close to as good as my old AKG K240DFs, or as good as my AirPods Pro for that matter, or the Sennheiser HD800s I got to listen to at a show, or the Focal Utopias a friend has. Nor have I heard any $50 speakers that sound as good as $1000 speakers. Now DACs, someday I'll try to rig up a test of the Apple dongle versus some outboard thing. People spend more moneyWhy spend $1K on IEMs when a random Chinese brand can almost outperform most of them under $50?
Awesome. We're on the same page. Sorry if I was slow to realize that.I think you mistaken, I did not say I am using a product's price relative to cost of living as part of a purchasing decision making process.
I am using it to gauge the cost of something, is it considered expensive? Regardless if you can afford it or not, is it considered expensive?
The ultimate decision making of a purchase one should use is if the purchase is within one's mean.
Although one can use value of a purchase (how expensive something is relative to what you are getting) as one of many variables in the decision making process if they so choose. But again, the ultimate decision should be is the purchase within your means?
And what constitute if a purchase is within one's mean? That is for the individual to decide, there is a reason why some go broke when they croak and some pass on gold when they're old.