Certify the work, not the worker...
No, the argument is not circular. Two key points:
1) Insurance company that works in a particular field (be it architecture, construction, mortgages etc) can develop better expertise and thus be more efficient at managing risks than a single developer/builder/home buyer etc, simply by the virtue of the scale required to be an effective insurance company. If such company, using big data or whatever, discovers that it does not really need to check certifications because other variables fully explain the risks - why should the government force it to continue to do so?
2) It is much better to have the guy who pays the money (insurer/developer) decide what he needs in order to optimize his own risks/benefits, rather than having somebody outside of the transaction (legislators) decide what they must comply to.
Mandatory certification for both MDs and professional engineers alike is also a form of trade union where those who already invested in their education/certification impose a significant entry barrier on those who have not.
My point is not against certification of course but against it being mandatory: if there is a market demand for certification, it will survive.
For example ASME pressure codes are de-facto standards for many applications and are widely used not because they are mandated (although they may be in some jurisdictions and applications) but because they are very good.
They have easy to use load tables for the 2x4 10ft board.Well, according to the Arizona law as presently represented, I am not allowed to work on audio in Arizona. I have two EE degrees. I am a fellow of the Audio ENGINEERING Society. I am a Fellow (and field award winner) of the Institute of Electrical and Electronic ENGINEERS.
But no, I don't know the load a 2x4 10' tall can carry.
Yeah. I know. Why do I care? I don't build houses. I don't rig PA systems.They have easy to use load tables for the 2x4 10ft board.
Well, according to the Arizona law as presently represented, I am not allowed to work on audio in Arizona. I have two EE degrees. I am a fellow of the Audio ENGINEERING Society. I am a Fellow (and field award winner) of the Institute of Electrical and Electronic ENGINEERS.
But no, I don't know the load a 2x4 10' tall can carry.
I'll add something analogous since finance was brought up.