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Thinking about retirement?

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Every guy I know who retired complained about being utterly bored.
That’s my fear.

Structure is your friend, I hear. Along with social interaction. Have some places to be with other people.
 
Every guy I know who retired complained about being utterly bored.
I don't get this. I'm still working and have time to explore maybe 1% of the ideas that pop into my head every day. I might push that up to 2% in retirement, but that still leaves the other 98% unexplored :)
 
For example, here's an idea I don't have time to explore right now, but you are free to explore yourself...

Setup a website and community for retired people (or those considering retirement) to discuss ways of occupying their time in retirement. Website name suggestion: Anti-Senescence Review (ASR).

Knock yourself out :)
 
For example, here's an idea I don't have time to explore right now, but you are free to explore...

Setup a website and community for retired people (or those considering retirement) to discuss ways of occupying their time in retirement. Website name suggestion: Anti-Senescence Review (ASR).

Knock yourself out :)
Or kill time @ the real ASR like I do :cool:
 
I retired at 52. Got restless, went back for another few years, retired again at 56. This time not restless.

No money for anything other than food and bills so in the opposite position to the writer of the article. When I was working I had pots of money, I could have anything I wanted. But I always found that to be over-rated.

Regarding travel, I did all my running around when I was younger. I'm fine sat in the house spending the time listening to music or watching old episodes of 'Kojak'. I'm good at doing nothing much, although I do exercise every week-day.

For mental stimulation I play computer wargames. Planning a successful Operation Barbarossa or Overlord is almost as demanding as anything I ever had to do at work. Have thought about doing an MA or PhD but can't find anything that interests me although maybe something will come up. Not stressing.
 
I worked from the age of 17 until I was 63. When I retired, I forgot about my job within two weeks.

I meditate, tinker with computers, take photographs, listen to music, and, like today, organize a party with family, children, and friends.

I use the skills I've learned to help a volunteer organization that brings life to our village.

I'm in good health (and I hope so for you too). Life is too short and goes by so quickly. We might as well make the most of it.
 
IMHO retirement should always be at least thought about as "plan B". Before COVID, I thought I will work up to my legal retirement age and maybe beyond, but my health made it impossible. Can happen to anyone, any day.
Obviously, health can be a controlling factor as to whether one retires or not. Again, I'm quite blessed. I'm on my third pacemaker after getting hit by a car while walking across a street some 13 years ago, but my part-time job doesn't require any physical activity that is restricted by my health condition. But I recognize that could happen later today, tomorrow, or anytime after that. There is a reason they say "one day at a time!"
 
Every guy I know who retired complained about being utterly bored.
I certainly can't say "every guy" I know is bored after they retire, but I know a few. One of my coworkers just turned 80. He originally retired at age 65. That lasted six months and he decided he couldn't take it, so came back to work part time and has been enjoying it since.
 
I worked for a fortune 100 company for 37+ years. My wife & I Retired in Jan 2016. I don't miss one second of work. I read, golf, tinker, play with my stereo, go bumming around with my wife and walk 6 miles a day. We helped care for my later mother in law, but lots of people are put into that situation. I'm healthy, happy, and extremely thankful for all the good that has passed my way. NO REGRETS!!!
 
Every guy I know who retired complained about being utterly bored.
I heard that, too. However, most of them had no interests outside of work and immediate family, so retirement left them with a huge hole to fill. People who also have hobbies or deep outside interests have better prospects. I retired 10 years ago and would have done it sooner if I'd known how great it would be.
 
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I’m 61, and it’s on my mind. This was a depressing read.


I hope to spend more time playing an instrument (I hear it’s good for brain function) and maybe learning a language. But there are only so many hours you can do those things. Apparently I’ll just be fighting for the remote and going to the doctor.
My mother started swiming on a daily basis after her retirment. She spends around 45 minutes, nothing insane, and it has improved a lot of her issues with back pain.

Keep your brain operative, but also take a bit care of the rest of your body too. :)
 
I guess that I'm a bit amazed at the nearly singular emphasis on the "me" here...to the exclusion of others in our lives.

I retired when it became necessary to care for my wife's health full time (who is still with us and now in good health--but after many surgeries over the years). This didn't really affect my children (the loss of income)--as they had university degrees that we fully paid for and which allowed them good employment. I retired at 56 (early 2014)--now 11 1/2 years ago. It was one of the best outcomes I've experienced (and I've experienced many of those in my life--good outcomes in retrospect).

I've only looked back on corporate employment in my nightmares--which have significantly lessened over the past 5-6 years or so. There's little need to look back, other than for regrets--which I find are really few. Corporations don't care: people care. "People" now is a very much smaller number to deal with--true friends.

I think it's instructive to point out that one's financial state is a large determinant on what occurs at retirement and on how we fill our days afterward. Here is something from a Google search (the AI portion I didn't ask for but I got anyway). It's in USD, but conversions to other currencies is easy for the reader:

Retirement Savings Tiers​

TierNet Worth RangeDescription
Bottom 25%Under $50,000Many rely on Social Security, with limited savings.
Lower Middle Tier$50,000 to $410,000Homeowners may be debt-free; they manage modest savings alongside Social Security.
Upper Middle Tier$410,000 to $1.52 millionLikely to have paid-off homes and healthy investments, allowing for some financial flexibility.
Affluent Tier$1.52 million to $2.99 millionEnjoy financial comfort with diversified investments and the ability to handle unexpected costs.
Top 10%$2.99 million to $13.7 millionWealth allows for complex financial strategies and multi-generational planning.
Top 1%Over $13.7 millionComplete financial choice, often continuing to work by choice, focusing on legacy and impact.

Note the change in emphasis as the amount of savings reaches some threshold. Candidly, I'm now above that threshold where it's just about "me". But it's really been like that all my life--but not measured in monetary terms. Helping family has always been the prime directive. It gives meaning to life.

Now my life is defined mostly by the effects my actions will have on my family. With the recent passing of childhood family members, my status has gone from "don't be a burden to my children at end of life" to "how to invest to be a good steward for them". Everything else that I do affects my spouse and her interests (church, close friends, etc.). We also have two border collies and a Samoyed dog (>175 pounds total weight) that are now our children--which is yet another story that I'll spare you from reading. They bring much joy--especially now we're able to be here full time. Others may see this as a burden. I don't.

We're now thinking of moving to be closer to more moderate climate and prettier scenery, and be closer to our offspring that could benefit by being closer.

These are the things that I find really matter. I don't wring my hands about "spending money" or "fear of missing out". Those concerns are far too self centered in light of the other items.

Home hi-fi audio is merely a pastime that I can enjoy while attending to the more important things in life.

Chris
 
I guess that I'm a bit amazed at the nearly singular emphasis on the "me" here...to the exclusion of others in our lives.
In my case I don't really have anyone else in my life. Friends, yes, but they have no bearing on my retirement.
 
I'm 62 and I'm READY to retire (mentally) but NOT financially :/

Here in the US, there are very few "pensions" (most are reliant on whatever they've saved + an increasingly-risky Social Security). My financial advisor tells me I have about a 60% chance of maintaining my current income level if I retire NOW or a 90% chance if I retire in two more years. My dad and my grandfather both lived into their late 80s, and I'm (frankly) terrified of literally running out of money - I have no close family and no partner (died about 3 years ago), so it's just me in my old age :P

I'm not worried at all about being bored or whatever - I am a musician, and sing with a couple of local groups as well as play piano and clarinet. Even now, I look on my work as an unwelcome intruder on my "real" life LOL.

I guess I'll try to soldier on a couple more years and hope the economy doesn't crash TOO hard so I'll be able to retire on or near my 64th birthday :)
 
What does it feel like, boredom, that is? No jest. I often hear the term talked about and expressed, but I cannot conceptualize it. I suppose this implies that I don't actually know whether or not I've ever actually been bored. But I don't think so. I can always find something with which to occupy myself, even if it is just lounging with some good music or a great book, and, yes, engaging in a few forums. There's always something/someone. Life is a gas! (Finally.)
 
I’m 61, and it’s on my mind. This was a depressing read.


I hope to spend more time playing an instrument (I hear it’s good for brain function) and maybe learning a language. But there are only so many hours you can do those things. Apparently I’ll just be fighting for the remote and going to the doctor.
I retired at 54 - 5 years ago after 37 yrs for working life in the telecom and networking fields. Best decision I ever made. I really enjoyed the work, but I enjoy my freedom more. I watch less TV now then when I was working and the only schedule I need to keep is my dog’s (he is like a clock when it comes to his walks). I have many hobbies and those fill up my time. I am also a big DIYer for many things outside of audio, mostly home improvements. During the winter I do inside projects, during the other seasons, outside projects. This will keep you very busy - learning how to do them and actually doing them.


Every guy I know who retired complained about being utterly bored.
I would say those guys have little imagination and/or impetus to act on those thoughts. They are the only ones in control of their activities, if they are bored, they have no one but themselves to blame.
 
Boredom after retiring (at least I see it this way) is often caused by
a) not having learned earlier how to teach yourself new skills
b) having been too focused on one job for too long, without "external" hobbies etc.

But even so, not all is lost - one can learn a lot online without spending big money, as long as "brain 1.0" is capable of filtering out the BS.
The worst case is developing dementia - so staying as active as possible is important.
 
Those of you who retired early, did you all have a decent lump of money stashed away beforehand or how do you manage financially?
 
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