U.S. equities. Or silver, or crypto, the latter of which is where the biggest growth is right now, but do your research and tread carefully. It's the dawn of the next generation of the internet and finance there.And reallocate to what?
And reallocate to what?
Are you open to constructive criticism?
Pull up the boat anchors (lose the bonds) and slash the international funds. They are only holding you back.
The entire bond market is worthless right now. In Europe, they are paying negative yields! Yes, that's right – you pay to hold them. That's how bad it is. So, wealth is moving into other assets.
All-in large cap. Oh, and go back in time a few years first. Who knows what to do nowadays.
Going to be lots of problems here at home. Some US are virtually water dead and those states are going to be clamoring for the great lakes to be drained to feed the swimming pools in the back yards of people who live in a desert and the terribly wasteful surface irrigation of crops in Texas (to name only a few). California grows so much food for the world, certainly for North America and it is burning worse every single year. Hold onto your hats, it is going to be a wild ride.
Guess it's time to invest in water futures.
Guess it's time to invest in water futures.
I don't think bonds being worthless is a short-term trend, unless you think nearly 10 years is short.Chasing short-term trends is a mug's game.
If anyone was really capable of out performing the S&P 500 in the long run then they would go long their "outperform" stock portfolio and short the S&P 500 futures against it and then never work another day in their life as money poured in risk free in any market up or down.
I would argue it is impossible.... long/ short hedge funds have a terrible track record as far as returns go. Index funds are close to impossible to beat long run as they have lower costs .... in order for an active fund to beat an index fund someone would have to be able to predict the future which is kind of like hearing the difference between good DAC's.... some thing people claim they can do but no one has proven they can.What you describe is the long/short equities model, a classic hedge fund strategy. But the results you lay out aren't quite as easy as you might think.
in order for an active fund to beat an index fund someone would have to be able to predict the future which is kind of like hearing the difference between good DAC's.... some thing people claim they can do but no one has proven they can.
I don't think bonds being worthless is a short-term trend, unless you think nearly 10 years is short.
I have seen it happening in the growth-to-value and back to growth stocks "rotation" over the last 12 months. Did you not notice all the value and "reopening" stocks start to rapidly rise last fall and winter as vaccine news started coming in? Then growth stocks fell by the wayside. People are in fact buying for the next 3-6 months, selling high after they run up, then buying the out-of-favor stocks low before they come back into favor again. By the time we actually got to "reopening", the stocks had already been run up and were starting to sell off. The regular investor isn't fast enough. Buy the rumor, sell the news. Some people are making a killing. I would not be able to make it work as I'm not nearly good enough. Few are.I would argue it is impossible.... long/ short hedge funds have a terrible track record as far as returns go. Index funds are close to impossible to beat long run as they have lower costs .... in order for an active fund to beat an index fund someone would have to be able to predict the future which is kind of like hearing the difference between good DAC's.... some thing people claim they can do but no one has proven they can.
Everyone has their own risk profile and willingness to dig in and research. Solana (a serious project, not a fly-by-night gamble token) investors have madeFor retirement, 10 years is short. But you are right that bond yields have been historically low for a long time now. I still want something that's uncorrelated (preferably anti-correlated) with stocks. And I'm not keen on your suggestion of "silver or crypto".
That's because you have more common sense than a doorknob.And I'm not keen on your suggestion of "silver or crypto".