If you are someone that listens to the same 100 classic rock albums since you were 16 years old and you are over 45 now, streaming will not be for you.
If you can spare a measly 10 bucks a month and want instant access to a huge library of all types of stuff, numbering in the tens of thousands, than streaming might just be for you!
That brings up an interesting sort of conundrum.
First of all, I listen to a large record collection, a large CD collection (ripped for streaming), and streaming from Tidal, Apple Music and internet radio stations.
But if one might say "I'd rather not be limited to a few hundred albums I own - I want access to hundreds of thousands of albums via streaming"
...at what point is this overkill?
It seems to me the basic pluses for owning some manageable sized collection of music is that, while not as varied as streaming, it's possible to
have a more intimate familiarity with the artists you enjoy.
The basic plus for streaming access to countless albums is of course the diversity available. But then, you are either discovering artists that you love enough to re-listen to and become familiar with, or you are constantly exploring looking for something new, which will never end, and which has the consequence of barely being able to keep up with who you heard, or developing a deeper relationship (e.g. often playing) with the music you love.
If you tend to stream music but say "Oh no, I've discovered plenty of artists whose work I've come to know very well and play often" then, unless you have way more time in your life to listen to music than most of us, perhaps you are listening to a similar number of albums as the person with the large physical collection anyway. (And the person with the physical collection has all sorts of ways of discovering new music to buy, just like anyone else).
As I've mentioned before, it was unlimited access to music once I added streaming that made me accutely aware of this issue, where I found myself constantly surfing for new music, but rarely revisiting an artist's work or becoming deeply familiar with much of it, as I have for music for much of my life.