There are two issues here:
1. How big of a deal this is.
2. What is the fix?
In all of my experience playing heaven knows how many pieces of music, I have never, ever heard such an artifacts. I have once, verified that my son had a repeatable case that triggered this on one DAC, and not others. At least I think that was the case.
Now to #2.
The only fix available is to assume such clipping exists AT ALL TIMES, and therefore,
steal dynamic range from everything played. That is, reduce the max level of the incoming digital signal, and then increase gain in analog domain to compensate, which adds constant noise.
But let's say you want to do that. As John says, media players and streams already have volume control performed in digital domain where you can dial in attenuation. And if you are going to do EQ, then you will have to do that anyway. Indeed, this is why Roon player has dynamic range compensation as a checkbox:
See how I have enabled "headroom management?" That is a constant attenuation which you can dial to any value, include the recommended 3 dB for intersample overs.
Further, if you have just about any DAC that doesn't say otherwise, with a volume control, that volume control is in digital domain and prior to actual conversion, sample rate conversion, etc. To with, here is the ESS DAC:
This is what I have on my desk and since I never play at 0 dBFS, I am covered. And what I recommended people to buy, a DAC with volume control so you don't need a pre-amp either.
If one wanted a "proper" fix, it would require a tool that scans every track and dials in a headroom. Media players could do this easily if this were a real problem. Hardware DACs cannot do this since they don't have memory to store entire tracks, analyze them in advance, and then play.
The only time you may want such a thing would be if you still operated a CD player, fed it to a DAC with no volume control, and then a pre-amp. Since hardly any of us do this, I am not about to force this down the throat of every DAC to reduce its digital output.
So let's not keep bring this up. Benchmark and a few others who do this should have a switch that defeats it and with it, gain another 3 dB of SINAD.