Well if you be sure your RME will last you 10 years...Gotta disagree here. There’s no consumable parts in these and the caps in current age should last more than a few decades. The only issue may be driver support if Windows driver architecture changes for example. But of course electronics fail and along with capacitors, bad quality soldering is the next most common (if not the most common) cause these days.
This is of course a consideration but barring the dac breaking I have promised my wife for it to last the next 10 years so I’m choosing carefully. The RME may be a good choice in terms of resale value since I can get it now for 700€ (quite a bit under the MSRP) and may be able to sell it if need be without a loss. Of course the new models may change this. I’m currently running the EU Apple dongle which is woefully inadequate it feels like especially for the 560s.
Regarding the EQ I much rather have it on device so than on PC as that allow me to use USB switch to use the DAC (and EQ) simultaneously with two or more devices (at least Mac mini and my gaming PC).
Thanks!
I of course want my RME to last another 5 years. But I am content with the fact it might need repair any day now. If it does it does not stain my belief in the brand as it already has 5y on its neck. At least if it fails I am confident it could be repaired and will continue to work for a long time.