I fully agree with you.Again let me state - you are guessing what the impedance of the tweeter is. Until you actually measure the tweeter without the crossover you can't accurately predict what's going to happen at your chosen crossover point with the capacitor value that you have chosen. Therefore to provide some protection I would go at least 2 octaves down using your guess as to the tweeters impedance.
We need, therefore, careful precise measurements before-and-after the protection capacitors like I have done in my posts #402 and #1,009.