I’m not familiar with the benefits of Bi-amp.
The reason for the arcam recover was because of the reviews of the amp, if I go with another amp, I’m wondering if I am wasting money on the avr20. Arcam only makes a 2 channel amp with 770 watts which is more than I need.
Trying to figure the best cost effective combination with keeping my budget under $6k.
When you say your budget is 6k (which is very high btw), what is that for? The external amp or the AVR + external amp?
Here's a quick explanation of bi-amping:
If you look at your speakers, you'll notice they have 2 sets of binding posts connected together and usually labeled HFE and LFE. That stands for high frequencies and low frequencies. Usually, you connect using a single speaker cable to one set on the binding posts and the interconnection carries the signal to the other one binding post.
Bi-amp is essentially feeding 2 separate signals to each set. One for LFE and one for HFE- it separates the signals.
High-end AVRs like your Arcam allow you to usually bi-amp at least the left and right and when you do that you lose 2 speakers (15 drops to 13) and 2 channel amps if you use the AVR to power them. I have 5 speakers and an AVR that powers 7 channels - I don't have an external amp. So in my case, I use my AVR to bi-amp my front Left and Right (my most expensive speakers) and use all 7 channels on the AVR even though I have 5 speakers.
The AVR has a setting to bi-amp and tells you where to connect the extra cable to. You just need to run the 2 identical length cables to the speaker and disconnect the bridge. It's fairly simple to do. If I could do it, anyone can.
Why would you want to do that? Here's an article explaining why from KEF. The better (aka more expensive) the speakers, the better the power and electronics and separation you want.
Bi-Amp'ing Basics Article By Jack Sharkey KEF Direct
www.enjoythemusic.com
Bi-amping will not make a world of difference but if you want to get the most out of your speakers you might as well do it. In the old days, it was prohibitively expensive to do as amps were expensive and only supported 5 or 7 channels.
Here's a video where a famous audio reviewer tried bi-amping:
If you need an external amp, you have a lot of choices. People here can advise you better than I can in that aspect as I don't own an external amp. Here are examples of external amps that have a lot of power:
Buckeye Amps utilizes the most advanced audio amplifier technologies available. Authorized seller for Hypex and Purifi Class D amplifiers. Based in the US. Free shipping and worldwide service!
www.buckeyeamp.com
The new XPA-6 is a six-channel audiophile quality power amplifier, and is perfect for powering your surround speakers, height speakers, any other effects channels in your Dolby Atmos / DTS:X home theater system.
emotiva.com
The first thing you need to decide is whether you want to change the AVR or add an external amp. Personally, I would keep your AVR (you chose it for a reason) and add an external amp which is common nowadays.
If you decide to get an external amp, you have to decide what you will power with the external amp. Here are the options:
1. Power the LR channel (2 channel amp)
2. Power the LCR (3 channel amp)
3. Bi-amp LR (5 channel amp as 4 channel amps don't exist)
4. Bi-amp LCR (6 channel amp or higher)
If you had cheap speakers, I'd say 1 or 2. But your LCR is $9k and that's considered very high-end and looks and sounds amazing I'm sure. You will not save much going with a 3 ch external amp over a 8ch amp and it opens the door to other options. Given the price of your system, I'd do 3 and 4 (if the AVR allows 3 channels to be bi-amped) because clarity and separation will matter and throwing everything over 1 signal is inferior to using 2 signals.
Hope that helps and I really hope someone more knowledgeable and familiar with Arcam's speaker configuration and external amps can guide you.