- Thread Starter
- #1,761
Not to dispute other bits in your post but my builder/GC charged me a percentage for liability insurance in every bill. He sold it to me as if anyone gets hurt on the job site, his insurance would cover that and not me.My surgery doctor doesn't ask me to tip him $100 into his insurance fund in case something goes wrong with my knee surgery so he's safe...
There are also tons of Gofundme out there set up as defense pots. I have contributed to some.
That said, yes, I signed up for legal insurance on my own without even telling anyone. Unlike your low cost coverage, which likely only gives you access to a lawyer, mine has actual liability coverage costing nearly $400 a month! It is by far the largest expense the forum has.