I don't ever recall turning down the radio in such circumstances. I would say I ignore it at those times and may not much hear it. I suppose I turned it down in my head instead of in the physical world. I've even have found at times certain sounds or even music channel a mood or turn of mind I need when figuring something out. I wouldn't say I've never made my environs quiet to concentrate, but maybe I don't do it as much as some people. I just tune the other stuff out anyway instead.
Now my brother in law quite often is talking to you as he drives. And drives right on by where we were headed. Even when I tried to interrupt him or get his attention he was oblivious. He definitely needed to turn himself down when he drove.
This article seemed more interesting. Do we grow from adversity? I think we grow from experience. I couldn't always say adversity helped. In fact maybe we grow the most being a ringside witness when others have adversity. That seemed a better way to benefit form dire circumstances if you asked me. As I age I may even think adversity has a additive growing negative effect.
https://theconversation.com/do-we-actually-grow-from-adversity-122252