It's an interesting idea using real 5.1 surround. I know what you mean, I remember those little tiny satellite speakers along with sub that used to be quite common in the noughties (2000's). I've never really used those little 5.1 surround systems in fps gaming, so I can't comment on how effective they would be vs headphone virtual 7.1 surround (when you've found a virtual surround that works for you, if you can find one). So yes, that is a little bit like the idea you mention of "everyone getting soundbars"!
EDIT: I actually used to use the Xonar U7 gaming DAC (I had it since about 2013 I think), it just so happens it can be a real 5.1 gaming DAC for connecting to speakers as it has a physical connection for each, try to track one of those down if you like, but I don't know how compatible it will be nowadays, but I do remember that I used it with Windows 10 and there was a Windows 10 driver for it. Here's a link to a Xonar U7 review here on ASR:
This is a review and measurements of the Asus Xonar U7 MK II multi-channel DAC, Headphone Amplifier and Analog to Digital (ADC) converter. A member overseas prompted me to purchase this unit to test by donating to the forum nickel jar. :) At just US 90 on Amazon with prime shipping, this is...
www.audiosciencereview.com
As far as I know, I think Windows 10 drivers are generally compatible with Windows 11. I'm thinking you could even maybe connect it up without drivers or at least without installing the criticised software, I've got vague memories of someone saying in that thread that it still appears as a 5.1 device in Windows if you just hook it up without the software. You might just be able to use it Plug & Play style in Windows without actively downloading drivers and also not installing the software.