It's because you're wrong on the internet. Do whatever you want, passive or not, but good fans (Noctua - indeed many fans now, even bundled ones) at sensible RPMs are essentially inaudible from relatively small distances. Fans help preserve equipment by removing excess heat efficiently.
If we were talking 20 years ago, you would have been right about fans (anyone remember what HDDs sounded like up until about 2010 - OMG, even worse!). Something about your experience does not tally with the current reality though. Probably you were running too many fans and not employing fan curves, but you've avoiding telling us about the noisy setup you had, that seems to have put you off fans forever.