So far I think the conclusion is: Competitive-with-SOTA is basically possible with DIY and open plans, but not "obviously better than commercial SOTA".
Seems that most of us question the possibility of beating SOTA Commercial via DIY even with actual professional experience and an unlimited BOM cost.
Cosmetically, it is only possible to compete with SOTA if you're already 100% sure you can make nice furniture you'd be willing to put in your living room, because high-end speakers are nice furniture that make noise.
To circle back to OP's original aim -SOTA without the full cost... my ultimate advice is buy SOTA gear secondhand, unless you highly value the bragging rights of building your own speaker.
A point that has not been belabored much in this thread yet: DIY speakers have VERY LOW resale value, because very few of us have a bankable reputation as a speaker builder. KEF, B&W, Revel, JBL? Yeah, people have heard of them. Kemmler3D speakers do not command the same respect on the market and neither will yours.
The total cost of ownership of a DIY job is probably much higher than that of a secondhand Wilson or KEF or whatever. Unless you are certain that this is the absolute endgame, and that you will die with these speakers in your listening room... DIY may not be a wise investment.
I have had this experience in DIY furniture. I built a pretty cool desk, it was a clone of a commercial one, with upgrades. The finish was admittedly C+ compared to factory stuff but far from horrible. I spent >$800 building it and could hardly get $200 for it. A fair price for used commercial would have been $350-450. And again, speakers are just furniture that makes noise...