I was an early adopter of file based music since I was on planes/in hotels every week and carrying a walkman and cassettes then CD player and CDs was bulky and heavy.
I pre-ordered the first iPod as soon as I heard about it, it was exactly what I needed.
The bad side was that since Steve Jobs only thought about pop music the original, and pretty well standardised, ripping format is all about "artist" and "songs" whereas I listen 90% of the time to classical music and neither of those tags are particularly useful for finding what I want, make it worse even, but playlists with a simple title made things easy to find instead (at first, the newer software is less convenient).
So I have almost all my old LPs, thousands of CDs, a big library of ripped music for travel, some SACDs and a subscription to Qobuz.
When I retired 10 years ago I mainly went back to listening to either CD or LP.
I find new music on Qobuz but usually buy a CD of what I like a lot, or sometimes a download.
So whatever the advice of all the members here, some of whom seem to think only they know best, my advice is to find what suits you, since clearly there is a big variance in what suits everybody else.
I know I can't hear any SQ difference between 24/96 and 16/44 so the issue of better than 16-bit linearity is moot.
Nobody is making kit as good as what you already have so if you think you like, or may go back to, CD I would keep it.