Hello NoobMD,
I'm a regular on the diyaudio forum, and just an occasional visitor here.
IMO many of the comments here are
partly correct, but otherwise quite wrong. I'm sure that these comments were offered in good faith, so no one should feel miffed about my comment.
At the outset we should understand that most standalone DACs are effectively 2 devices;
i) a digital interface decoder (USB, coaxial s/pdif, optical s/pdif, HDMI)
ii) a digital-to-analogue converter.
Their ultimate audio performance is the sum of both functions.
Regarding jitter, yes, s/pdif (and optical s/pdif in particular) is inherently more prone to jitter than USB decoders ...
however a well implemented s/pdif interface can still outperform a poorly implemented USB interface!
Regarding bluetooth, there were some earlier implications that using one of the higher standard bluetooth protocols will overcome bluetooth's limitations. This is only partly correct, because datarate and compression-type are only
one aspect of bluetooth's problems - another major flaw is that the digital audio output from the bluetooth decoder has very high jitter, so high that most D/A chips cannot reliably lock to it. So the makers of bluetooth decoders include their own
onboard DAC, and this DAC is sub-par compared to other dedicated DAC chips.
There are a small number of standalone DACs which go to the trouble of including a bluetooth decoder which is
buffered and stabilised so that the better-quality external DAC chip can be used, but these devices are rare.
If you like the convenience and functionality of bluetooth, fine. But if you genuinely want high fidelity, don't use it.
Regarding high-res audio; the current maximum supported samplerate with USB is 384kHz, with s/pdif it's 192kHz. Of course, not all USB or s/pdif hardware will go as high as the maximum.
I have only about 10 albums in my collection which are 192kHz. I don't know of any commercially available recordings at 384kHz.
Can I hear any difference between these recordings compared to conventional 44.1kHz? Generally no! I simply obtain the best technical version of my favourite albums, and maybe one day in the future the technology will evolve so that the difference is audibly obvious ... and then again, maybe not. But I don't overthink it, and I'm unconcerned.
If you don't wish to go to the trouble and expense that I do, I can assure you that you are not (currently) missing out on a particularly special listening experience.
If you do wish to use hi-res audio files on Mac/iTunes, there are some configuration changes necessary, see here -
https://www.macworld.com/article/1160651/how-to-find-and-play-high-resolution-audio-on-the-mac.html
Both Mac and Windows make it difficult to jump between audio files of different samplerates, and keep the audio bit-perfect. On Mac you can use third-party "audio engine" applications to help with this - such as Pure Music, Amarra, or Audirvana.
Phew. That's the technical stuff done.
Now let me give you some practical advice; you want to know if you will hear a (noticeable/significant) difference between your Macbook's internal DAC, and an external standalone DAC ... well I believe that with a sub-$100 DAC, probably not, but if you were to get one of Amir's recommended $100-and-above DACs, then probably yes.
Is this worthwhile for you? Only you can tell. See if you can borrow a Schiit Modi 3, and give it a try.
And since the Modi 3 supports both USB and optical s/pdif input, you can compare the sound quality of each (I think the USB will win).
Bear in mind that your present listening system is entry-level, but half-decent (in my opinion). So the $100 - $200 price range is where you should be looking.
If you want better sound, sure, you can step up to a better DAC, but I think it's only worthwhile if you upgrade your amp and speakers as well.