Spikes, surges, brown-outs, a UPS should help. Not much you can do about a direct lightning hit. We have a whole-house lightning protector, as well as whole-house surge protection (two different units), but a direct hit will find a way. That said, a strike that hit a tree fairly near the house did no damage inside, while a similar strike on the neighbor's lot did a lot of damage to them (without any sort of protection -- they have it now). It did take out our cable, after which they added an external lightning protector on the cable line.